2. Purchase restriction requirements:
(1) Changsha household registration: Residents with Changsha household registration can buy up to 2 houses by family.
(2) Non-Changsha household registration: Non-Changsha household registration families can purchase at most 1 apartment, and must provide tax payment or social security for the first 24 months from the date of purchase.
Note: social security must be paid continuously, and it is not recognized to pay back; And Changsha residents' families must purchase the second suite with the first suite immovable property certificate for 4 years or the online signing for 6 years (if they fail to apply for the certificate or are delayed for less than 4 years due to the developer, they can only purchase the first suite through the online signing).
3. Changsha household registration:
(1) Six districts and one county in Changsha (Kaifu District, Yuhua District, Tianxin District, Furong District, Yuelu District, Wangcheng District and Changsha County), Liuyang City and Ningxiang City are all regarded as Changsha hukou;
(2) Changsha collective household registration, the original Changsha household registration of active servicemen, college (technical secondary school) graduates from Changsha;
(3) As long as one of the husband and wife is a Changsha hukou, the purchase will be implemented according to the Changsha hukou policy;
(4) Bachelor degree or above settled in Changsha through the 923 talent policy, and graduated from universities with bachelor degree or postgraduate degree settled in Changsha;
(5) College students, renters, workers, investors and entrepreneurs settle in Changsha, and parents settle in Changsha with their children;
Remarks: (1) The enterprise is suspended from purchasing commercial housing in the restricted purchase area, and the commercial housing purchased by the enterprise can not be listed and traded until it has obtained the immovable property ownership certificate for five years;
(2) The third set of local hukou in Changsha (including new houses and second-hand houses) is restricted;
(3) There are no restrictions on buying shops, apartments and auction houses.
Provisions of Changsha Municipality on Housing Loan
At present, Changsha "recognizes housing and loans", and the mortgage interest rate =LPR+ basis point;
1, the maximum loan amount of Changsha provident fund is 600,000;
2. Changsha provident fund suspended loans from different places and suspended two sets of loans for single employees;
2. Provincial and municipal provident funds support portfolio loans.
The criteria for determining the first suite in Changsha are as follows:
1, I bought a suite with a loan, but the commercial loan has been paid off, and the second loan to buy a house is the first suite in Changsha;
I bought a suite with a loan and then sold it. If I can't find the real estate through the housing registration system, but I can find the loan record in the bank credit information system, I will borrow money to buy a house, which is the first set in Changsha;
3. I bought a suite in full in other provinces and cities, and then borrowed money to buy a house to calculate the first set in Changsha;
4. I bought a suite in full, and later I sold the house registration system and couldn't find a house. Then the loan to buy a house is the first set in Changsha.