1. You can pay off the mortgage first, and then handle it after decompressing the real estate license, otherwise it will not be handled. Housing transfer must be free from legal disputes, unplanned demolition and mortgage. So generally speaking, to transfer a mortgaged house, you must first repay the bank loan;

2, unable to pay off the loan in one lump sum, you can negotiate with the loan bank, change the lender, re-sign the mortgage contract for housing loans;

3. If you have a real estate license, it will be easier to handle the transfer of divorced mortgage houses, just follow the normal transfer procedures.

The notary office needs to go through the following procedures for inheritance:

1, decedent's death certificate;

2. The contents of the decedent's unit certificate;

3. The title certificate to be inherited;

4. The testamentary notarial certificate of the decedent;

5. All heirs bring their household registration books and ID cards to the notary office;

6. People who want to give up their inheritance rights must go to the notary office in person;

7. A copy of the deceased's file;

8. Other materials required for notarization.

To sum up, after the death of one spouse, if there are multiple heirs and the property is only transferred to one of them, the other spouse needs to give up the inheritance in writing.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 208

The establishment, alteration, transfer and extinction of the real right of immovable property shall be registered according to law. The establishment and transfer of the real right of movable property shall be delivered according to law.

Article 123

After the beginning of inheritance, it shall be handled in accordance with legal inheritance; If there is a will, it shall be inherited or bequeathed according to the will; If there is a legacy support agreement, it shall be handled in accordance with the agreement.

Article 124

After the inheritance begins, if the heir abandons the inheritance, he shall make a written abandonment statement before the disposal of the estate; If there is no indication, it is regarded as accepting inheritance.

The legatee shall, within 60 days after knowing the legacy, make an indication of accepting or giving up the legacy; If it is not due, it will be deemed as abandoning the inheritance.