You need all the materials and deed tax invoices of the car, as well as your ID card and income certificate.
Second, what do you need to bring to repay the loan?
In the case of normal repayment, repayment can be made at outlets, online or third-party platforms. Online repayment: ID card, bank card (cash) and mobile phone can all be repaid; Online repayment: prepare the bank card and operate repayment as long as the balance in the card is sufficient; Generally, you need to provide a bank card and ID card to repay; If you repay in advance, some banks need to make an appointment in advance. The simple and popular understanding of loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Loan repayment methods include: equal principal and interest repayment method: equal monthly repayment, repayment of the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same; Average capital repayment method: that is, the borrower repays the loan in every installment (month) during the whole repayment period, and at the same time pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month; Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis; Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank. The general amount is an integer multiple of 10000 or 10000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period. Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures. Borrow and pay back: interest is calculated daily after borrowing, and interest is calculated daily. You can pay the money in one lump sum at any time without any penalty.
3. What should I prepare to repay the bank loan?
1. Before the loan expires, repayment can be made by transfer check. Some banks have special loan repayment vouchers. You can ask the account manager of the bank.
The loan contract and loan voucher are filled in after your next loan is approved by the bank. A loan voucher is a loan entry voucher, which can be credited to your company deposit account and bank loan account.
Since there is no guarantee contract for you, it proves that the original guarantee contract for your unit loan is valid. In this case, the guarantee unit does not need to prepare and fill in any information.
4. If the bank wants to re-examine the guarantee unit, the information will be much more complicated, and the information prepared is similar to that prepared by the borrower, except that some resolutions have to be changed from agreeing to borrow to agreeing to guarantee. According to your introduction, it should not belong to this category.