Li Si
2. The loan is 250,000 yuan, and the annual interest rate is 4. 15.
The loan is 253,000 years. Assuming the repayment method is equal principal and interest, and the annual interest rate of the loan is 4.90%, the monthly repayment will be 748 1.50 yuan, with the total interest of 19334. 18 yuan, and the total repayment will be 269,334.18 yuan, with the interest accounting for 7.655.
The loan is 253,000 years. If the repayment method is average capital, the annual interest rate of the loan is 4.90%, and the repayment in the first month is 7965.28 yuan, with a monthly decrease of 28.36 yuan. The total interest is 18885.42 yuan, the total repayment is 268885.42 yuan, and the interest accounts for 7.02% of the total repayment.
The loan amount is 250,000 yuan, the term is 3 years, and the loan interest rate is 4.90%. Using different repayment methods, the calculation results are shown in the following table:
Average capital and interest average capital
Monthly repayment is 748 1.50, and the first month repayment is 7965.28.
Decrease by 28.36 pounds per month
Total interest19,334. 18 total interest18,885.42
Interest accounts for 7. 18%, and interest accounts for 7.02%.
Under the same conditions, the average capital saves interest by 448.76 yuan compared with the equal principal and interest.
If the monthly loan payment is 250,000 yuan, what is the monthly loan payment and interest? We also need to know the repayment method (equal principal and interest or equal capital), and the loan interest rate is 4.90% this time.
If your loan interest rate is not 4.90%, you can use our calculator to modify the interest rate and recalculate the detailed results. You can also pay attention to our official WeChat account: Mortgage Wizard, and get more help (online calculator latest information experts answer questions).
3. How to calculate the annual interest rate calculator of the bank?
1. How to calculate the time deposit interest rate?
(1) current 0.36 (2) fixed term 1. Three-month lump-sum deposit and withdrawal 2.25 six months 2.50 one year 2.75 two years 3.55 three years 4. 15 five years 4.552. Lump sum deposit and withdrawal, lump sum deposit and withdrawal, interest withdrawal principal 2.25 for one year and 2.753 for three years. Agreement deposit 1. 17 III. Notice deposit is 0.8 1 for one day and 0.35/kloc-0 for seven days. Note: the interest rate in this table will be implemented from February 26th, 20/kloc-0+65438! Interest calculation formula: principal × interest rate× time = interest. If I withdraw 1000 yuan at one time, the deposit period is one year:1000× 2.75 %×1= 27.5 yuan.
Second, the time deposit interest rate calculator
The current three-month deposit interest rate is 3. 1%.
The interest calculation formula is:
Interest = principal annual interest rate deposit term
The interest for the first 3 months of 40,000 yuan deposit is:
The annual interest rate of the principal of 40,000 yuan is 3.1%12 months and 3 months = interest 3 10 yuan.
If you don't withdraw money at maturity, the bank will give you interest in two ways.
After 1. expires, the bank will automatically transfer it for you for 3 months. If so, the interest saved in March is:
The annual interest rate of the principal (400003 10) is 3.1%12 months and 3 months = interest 3 12.4 yuan.
That is:
The sum of the interest of the first deposit for 3 months plus the principal of 40,000 yuan is used as the principal of the second deposit for 3 months to calculate the interest.
The withdrawal interest on the maturity date is: 365,438+00365,438+02.4 = 622.4 yuan.
2. Some banks stipulate that depositors need to choose whether the first deposit will be automatically transferred when it expires. If you don't choose, the bank will not automatically transfer it for you after 3 months. If yes, the interest deposited in March is calculated at the current interest rate.
Then the interest on the withdrawal is:
The sum of fixed interest for the first three months plus current interest for the last three months. Note: The deposit interest rate is 0.5%.
4. The annual interest rate is 4. 15. What is the interest on the loan 100000?
100000 times 4. 15% equals 4 150.
Therefore, the annual interest rate of this topic is 4. 15, and the annual interest of loan 100 is 4 150 yuan.
Dear, I hope my answer will satisfy you.