It's possible. See below for specific operations.
At present, commercial loans to provident fund loans mainly accept online appointments, including WeChat official account? Chongqing Provident Fund Center? , mobile APP? Chongqing Provident Fund Center? Chongqing housing provident fund online business hall.
Online booking process of Chongqing commercial loan to provident fund loan
Can the second suite in Chongqing be converted from commercial loan to provident fund loan?
No, according to the relevant laws and regulations of the state and Chongqing, provident fund loans support the reasonable housing needs of employees, and only accept the first set of housing applications for commercial personal housing loans to housing provident fund personal housing loans (replacement loans), and do not accept the purchase of third and above housing and? Three no? Personal housing accumulation fund and personal housing loan.
(a) the purchase of housing units identified? Recognize the house and the loan? Standard:
The housing information shall be subject to the query results of the real estate registration management institutions in our city, and the housing loan records shall be subject to the query results of the personal credit information basic database of the People's Bank of China, the housing provident fund supervision institutions and other housing provident fund management centers.
(2)? Three no personnel? Identification: refers to an individual who has no household registration, no enterprise and no job in Chongqing at the same time.
? Is there a household registration? Especially the purchaser's household registration is in Chongqing;
? Business? In particular, the purchaser has invested and established enterprises (including companies, partnerships and sole proprietorships) in Chongqing 1 year when purchasing new houses, and the enterprises continue to carry out business activities and have relevant tax payment or social security payment records (except those who purchase shares of listed companies through the secondary market);
? Have a job? Especially if you are employed in Chongqing and participate in social insurance in Chongqing 1 year, the payment is more than 12 months (including individual industrial and commercial households and their employees, and the social insurance premium is paid continuously in the new year 12 months or more).