Guangdong Rural Credit Cooperatives Consumer Easy is a personal consumption loan product launched by Guangdong Rural Credit Cooperatives. It is a loan product issued by Maoming Urban Rural Credit Cooperatives to specific customer groups. At present, the maximum loan amount provided by Guangdong Rural Credit Cooperatives for consumers is 300,000, and the specific loan amount is approved according to the applicant's comprehensive credit conditions. The longest loan period is 3 years. Users can choose the loan term that suits them according to the situation, and the product supports borrowing and repaying loans.

Users who need to borrow money can apply for loans through mobile phone operation, and the whole process of application, lending and repayment can be operated online. Users who need loans can download Guangdong Rural Credit Mobile Banking, which supports 7 × 24-hour service. Find the product easy to consume in mobile banking, click Apply, and the user can fill in the loan related information according to the prompts. After the user submits the loan application, the rural credit cooperatives will review the application information submitted by the borrower. According to the official introduction,

Is it easy for Guangdong Rural Credit Cooperative to apply for consumption?

The customers of Guangdong Rural Credit Cooperatives are mainly people who have applied for housing mortgage loans in Maoming Rural Credit Cooperatives, high-quality employees of Guangdong Rural Credit Cooperatives who pay salaries, and civil servants in Maoming. To apply for Guangdong Rural Credit Cooperative, the applicant must meet the loan conditions: 1. Applicant 18 years old, registered resident in Maoming, or has a fixed residence in Maoming; 2. The borrower has a stable job and income, and is an employee of a state institution or a high-quality enterprise; 3. Have a bank card account in Guangdong Rural Credit Cooperative; 4. Please abide by the law, have a good personal credit record, and have no malicious default record or bad credit; 5. The purpose of the loan meets the requirements; 6. The borrower also needs to meet other conditions stipulated by the rural credit cooperatives. Only users who meet the above conditions are eligible to apply for consumer-friendly products. Guangdong Rural Credit Cooperative is a bank product. Users need to keep repayment records after borrowing, otherwise the overdue records will be uploaded to the personal credit information system.