The Export-Import Bank of China is headquartered in Beijing.
At present, there are more than 10 business branches and representative offices in China; Foreign countries have representative offices in Southeast Africa, Paris and St. Petersburg; Established correspondent bank relationship with more than 300 banks.
The Export-Import Bank of China is an important force in China's foreign trade and economic support system and an important part of the financial system. It is the main channel of policy financing for China's import and export of mechanical and electrical products, complete sets of equipment and high-tech products, foreign contracted projects and various overseas investments, the main lending bank for foreign loans and the lending bank for preferential loans in China, and plays an increasingly important role in promoting the development of China's open economy.
major duty
The Export-Import Bank of China's main duty is to implement the national industrial policy, foreign trade policy, financial policy and foreign policy, and provide policy financial support for expanding the import and export of China's mechanical and electrical products, complete sets of equipment and high-tech products, promoting enterprises with comparative advantages to contract projects and invest abroad, and promoting the development of foreign relations and international economic and trade cooperation.
Main business scope
Handling export credit and import credit;
Handling foreign contracted projects and overseas investment loans;
Handle preferential loans to foreign countries in China;
Providing external guarantee;
Loans provided by foreign countries and financial institutions;
Handling international and domestic settlement business and corporate deposit business under the loan of the Bank;
Raise funds in domestic and foreign capital markets and money markets;
Handling international inter-bank loans and organizing or participating in international and domestic syndicated loans;
Engaged in RMB interbank lending and bond repurchase;
Engaged in self-operated foreign exchange fund transactions and approved foreign exchange fund transactions on behalf of customers;
Handling credit investigation, consultation, evaluation and witness business related to the Bank's business;
Other businesses approved or entrusted.
I. Nature and tasks
China Agricultural Development Bank is a state-owned agricultural policy bank established according to the Notice on Establishing China Agricultural Development Bank (Guo Fa [1994] No.25) issued by the State Council, People's Republic of China (PRC) in April, 1994, and directly under the leadership of the State Council.
The main tasks of China Agricultural Development Bank are: according to national laws, regulations, principles and policies, on the basis of national credit, to raise agricultural policy credit funds, undertake agricultural policy stipulated by the state and approved agricultural commercial financial business, and allocate financial funds for supporting agriculture as an agent to serve the development of agriculture and rural economy.
China Agricultural Development Bank accepts the guidance and supervision of China People's Bank and China Banking Regulatory Commission in its business.
Second, organization.
China Agricultural Development Bank implements the system of head office, first-class branches, second-class branches and sub-branches in institutional setup; In management, the first-class legal person system of the head office is implemented, and the president of the head office is the legal representative; The management system of vertical leadership is implemented in the system, and all branches carry out business activities according to laws and regulations within the scope authorized by the Head Office.
China Agricultural Development Bank is headquartered in Beijing.
Its branches were established with the approval of the China Banking Regulatory Commission according to the needs of developing agricultural policy-oriented financial business.
By the end of 2006, 30 provincial branches had been established in addition to the head office and the business department of the head office; There are 330 prefecture (city) branches (including provincial branch sales offices), 2 10 prefecture (city) branch sales offices, 1600 county (city) branches and 3 county-level offices.
At present, the * * autonomous region has not set up a branch.
China Agricultural Development Bank currently has about 59,000 employees.
Three. scope of business
The business scope of China Agricultural Development Bank is determined by the state according to the needs of national economic development and macro-control, and taking into account the commitment capacity of the Agricultural Development Bank.
Since the establishment of China Agricultural Development Bank, the State Council has made many adjustments to its business scope.
The main business of China Agricultural Development Bank at present is:
(a) loans for the purchase, storage and sale of grain, cotton and oilseeds.
(two) for meat, sugar, tobacco, wool, fertilizer and other special reserve loans.
(three) loans for grain, cotton and oil processing enterprises and leading enterprises in agriculture, forestry, animal husbandry and fishery industrialization.
(four) for grain, cotton and oil loans.
(five) loans for the renovation of storage facilities and technical equipment in grain and cotton enterprises.
(six) loans for small agricultural enterprises and agricultural science and technology loans.
(seven) loans for agricultural infrastructure construction.
The scope of support is limited to the construction of rural road network, power grid, water network (including drinking water project), information network (postal service, telecommunications), rural energy and environmental facilities.
(8) Loans for comprehensive agricultural development.
The scope of support is limited to farmland water conservancy capital construction, agricultural technical service system and rural circulation system construction.
(9) Handling loans for agricultural means of production.
The scope of support is limited to the circulation and sales of agricultural means of production.
(ten) the distribution of financial funds for agriculture.
(eleven) to handle deposits, agreement deposits and interbank deposits of enterprises and institutions within the scope of business.
(twelve) to handle the account settlement of enterprises and institutions.
(13) Issuing financial bonds.
(14) Fund trading business.
(fifteen) to handle intermediary business such as insurance agency, fund settlement agency, collection and payment.
(16) handling international settlement business under import and export trade of grain, cotton and oil policy loan enterprises, as well as foreign exchange deposits, foreign exchange remittances, foreign exchange interbank lending, foreign exchange trading on behalf of customers, and settlement and sale of foreign exchange.
(seventeen) to handle other businesses approved by the the State Council or China Banking Regulatory Commission.
Fourth, the source and use of funds
China Agricultural Development Bank has a registered capital of 20 billion yuan.
The working capital source of China Agricultural Development Bank is:
(1) Deposits of enterprises and institutions that have opened accounts within their business scope;
(2) Issuing financial bonds.
(3) Financial funds for supporting agriculture;
(4) Apply to the People's Bank of China for refinancing;
(5) Interbank deposits
(6) Agreement deposits
(7) overseas fund-raising.
For a long time, the working capital of China Agricultural Development Bank mainly depends on the refinancing of China People's Bank. Since 2005, it has intensified its market-oriented fund-raising efforts and has not yet launched overseas fund-raising business.
65438+At the end of February 2006, the balance of China Agricultural Development Bank's refinancing to China People's Bank was 387 billion yuan, and the balance of financial bonds was 3 13 1 billion yuan.
At present, the working capital of China Agricultural Development Bank is mainly used for working capital loans such as purchasing grain, cotton and oil.
By the end of February, 2006, the balance of various loans of China Agricultural Development Bank was 884.4 billion yuan, including 745.4 billion yuan for grain and oil loans and 0/0/0/7.3 billion yuan for cotton loans.
The development of verbs (abbreviation of verb)
In order to improve China's rural financial service system, better implement the national industrial policy and regional development policy, and promote the further development of agriculture and rural economy, People's Republic of China (PRC) and the State Council issued the Notice on Establishing China Agricultural Development Bank in April 2009 1994+09, and approved the Articles of Association and the Establishment Plan of China Agricultural Development Bank.
On June 30th, 1994, China Agricultural Development Bank officially accepted the agricultural policy credit business transferred by China Agricultural Bank and China Industrial and Commercial Bank, and * * * accepted all kinds of loans of 259.2 billion yuan.
At the end of April, 1995, China Agricultural Development Bank completed the establishment of provincial branches.
1August 1996 to1the end of March 1997, according to the State Council's decision on rural financial system reform, branches below the provincial level were added, forming a relatively complete institutional system.
1in March, 1998, the State Council decided to transfer some loan businesses undertaken by China Agricultural Development Bank, such as rural poverty alleviation, comprehensive agricultural development, and affiliated business of grain and cotton enterprises, to relevant state-owned commercial banks, while China Agricultural Development Bank mainly focused on strengthening the closed management of grain, cotton and oil purchase funds.
Since 2004, the business scope of China Agricultural Development Bank has gradually expanded.
First, according to the opinions of the State Council's grain market reform, the support object of traditional loan business will be expanded from state-owned grain, cotton and oil buying and selling enterprises to grain, cotton and oil buying and selling enterprises of various ownership.
Second, in September 2004, China Banking Regulatory Commission approved the Agricultural Development Bank to provide loans to leading enterprises and processing enterprises in grain, cotton and oil industrialization.
Third, in July 2006, the CBRC approved the Agricultural Development Bank to expand the loan business scope of leading industrialized enterprises and start agricultural science and technology loan business.
Fourth, on June 5438+ 10, 2007, the CBRC approved the Agricultural Development Bank to provide loans for rural infrastructure construction, comprehensive agricultural development and agricultural means of production.
At present, China Agricultural Development Bank has formed a "one body and two wings" business development pattern with grain, cotton and oil purchase credit as the main body, agricultural industrialization credit as one wing and agriculture and rural medium and long-term credit as the other wing.
External contact of intransitive verbs
Since its establishment, China Agricultural Development Bank has established extensive contacts with international financial organizations and financial institutions in relevant countries.
China Agricultural Development Bank is a full member of Asia-Pacific Agricultural Association and International Agricultural Credit Union. The President of the Head Office is the Executive Committee of Asia-Pacific Agricultural Association in China and the Vice Chairman of the Executive Committee of International Agricultural Credit Union.
China Agricultural Development Bank recently became an associate member of the International Finance Association.
China Agricultural Development Bank visited policy banks and related financial institutions in the Asia-Pacific region and many countries in Europe and America successively, and signed bilateral personnel exchange agreements with Japanese Public Bank of Agriculture, Forestry and Fisheries and Thai Agricultural and Agricultural Cooperative Bank respectively.
China Agricultural Development Bank has established correspondent bank relations with 26 foreign banks.
In July, China Agricultural Development Bank successfully held an international seminar on poverty alleviation through rural credit in China, 1997. From June 5 to 10, 2000, he successfully hosted the 42nd Executive Committee Meeting of Asia-Pacific Agricultural Association in Beijing. In September 2003, the 4th General Assembly and 46th Executive Committee Meeting of Asia-Pacific Agricultural Association were successfully held in Beijing.
In April, 2007, China successfully held the High-level Forum on Rural Financial Policy and Supervision Framework of Asia-Pacific Agricultural Association and the 52nd Executive Committee Meeting in Kunming.