1. The bank called and said that the interest rate for business license loans is low

It is true that the bank called and said that the interest rate for business license loans is low.

For a shop, you can register for an individual business license. The state has preferential tax rates, loans, etc. for individual businesses. When applying for a business license, the borrower is required to provide proof of identity, marriage certificate, address proof, etc. At the same time, the more complete preparations must be made, the easier it will be to apply for a loan.

2. Is it a routine loan to get a low-interest loan if you have a provident fund and a business license?

No. Banks and the state have policies, and provident funds and commercial loans have been reduced to varying degrees, so they are generally not routine loans. Of course, it also depends on the channel where your information comes from. Routine loans are illegal crimes that use the name of private lending, falsely claim various preferential conditions, arbitrarily determine breach of contract by falsely inflating debts to create fund transfers, and use violence or threats of violence to collect collections to achieve the purpose of illegally possessing other people's property. Activity. The borrowing of routine loans is an excuse for the defendant to embezzle the victim's house and property, so the routine loans are actually illegal possession of the victim's property in the name of borrowing money. The lender hopes that the borrower will pay high interest and return the principal as agreed, in order to obtain high interest.

3. Is the online loan interest rate really as low as the staff said? Is it true?

If you have a stable job, I suggest you get a commercial loan. At present, the country has liberalized personal consumption loans, and many banks have this loan product. However, banks like to be high-quality customers and entrust such products to some professional financial institutions, so ordinary people do not know much about it. However, I would like to remind you that before you get the loan, you will be charged deposits/handling fees/loan interest, etc., so be careful. In fact, now that the country has opened up personal consumption loans, many banks have a lot of personal loan products. However, banks like to serve high-quality customers and entrust these personal loan products to some professional financial agencies, such as Yidai China. The exact steps and conditions for a loan vary based on each person's situation. It is recommended that you go to the website first to learn about the various loan products of major banks in China, and then choose the product that suits you: This summary provides a detailed introduction to the various personal loan products of each bank, including the application conditions. , interest rate, application amount, etc. You can then choose to go to the bank or apply directly online. Generally, the specific loan interest rate is determined by a variety of factors, such as the applicant's personal or corporate qualifications, collateral and other guarantees, and the nature of the funding institution. Different applicants and loan types require different application materials. Common personal information such as: identity certificate, work certificate, residence certificate, etc.; business application information such as: business license, financial statements, loan cards, etc.; mortgage loans such as real estate, cars and other financial resources; credit loans such as income certificate, bank card pair Bills etc. There are two ways to apply for a loan. One is to go directly to a bank or financial institution for a loan, and the other is to apply for a loan directly on a website entrusted by the bank, such as the Yidai China website. General website application steps: First go to the website to submit personal information and materials - bank personnel receive your personal information and review it - bank personnel contact you, inquire about your situation, and recommend loan products suitable for you - Reach *** Know, you are ready to submit the materials - loan review (loan time: generally 1-2 weeks for individual applications, 2 weeks to 1 month for corporate applications) If you need a commercial loan, you can try - online fast application channel - fast Solve the financial problems of small and medium-sized enterprises and individuals Quantity: 0.5-5 million yuan Online application address:

4. Business license loan, the interest rate is so low, is it fake?

Impossible, business license, unless you have a house, the interest rate on the business license alone is very high, about 1 cent, and the amount will not be too high,