Official guarantee platform with low loan interest:

1, 360 to borrow money

A pure credit mobile phone loan under 360 Finance, 360 began to set foot in the financial industry in recent years. The feature of this small loan APP is that the next payment is very fast. If you need money badly, you are right to choose this product. However, the interest rate is high, and the cost should be calculated before applying.

2. Recruit good loans

Zhaolian Good Term Loan is a loan platform of Zhaolian Finance, with a quota of less than 200,000. You don't need to provide mortgage and guarantee, you can apply for sesame seeds. Zhaolian good-term loan has the dual background of China Unicom and China Merchants Bank, and its reliability is still very high.

If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

There are licensed small loans in the market, such as Du Xiaoman, Zhong 'an Small Loan, 360 IOU, Pat Loan, Foreign Currency Pot, Provincial Loan, Micro Loan, Lending Treasure, Staging Music, Banyan Tree Loan, Jingdong Finance, Ping An Pratt & Whitney, Mashan Finance and its bank small loan products. I have used several products in business turnover before. In fact, small loan platforms have internal application entrances, with low interest and convenient payment. Share it with those in need and scan the QR code below to enter!

Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan is an urgent need to verify the password and other verification items, and it can only be lent to the bank card under the lender's own name, so you can use it with confidence.

3.JD.COM gold bars

A product with the same name as Bai Jie is a cash loan service customized by Jingdong Finance for users, but not everyone has it. Only after passing the system evaluation can they apply. If they are not eligible to apply, the page will display "unable to provide services for you".

Everyone will be short of money. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: online loans are mostly credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, you can borrow money quickly, usually on the same day.

Which software is better for online lending?

First, the common formal apps that can borrow money are Alipay, WeChat, Anyihua, and your loan.

1, Alipay: Alipay is the most common payment software. You can apply for or borrow money by clicking Ant Borrowing on Alipay my page, but Ant Borrowing is only open to some Alipay users at present. This product is believed to be familiar to all Alipay users. It is a loan service platform launched by Alibaba. The big database behind the platform will provide different quotas for different users according to sesame credit scores. The maximum amount can be up to 300,000 yuan, and the longest repayment period is 12 months, which supports loan-as-you-go repayment.

2. WeChat: Log in to the WeChat client and click My-Pay-Micro-Loan in turn to borrow money. Microfinance is only open to some users. If you don't see the micro-loan on the payment page, it means that it is not open to the user at present.

3. Anyihua: Anyihua is a credit product of Instant Consumer Finance Company, and the loan amount ranges from 1 1,000 to 50,000 yuan.

4. Your loan: Your loan is a peer-to-peer lending platform. You can apply for a loan by downloading the loan app on your mobile phone.

Second, what should I pay attention to when borrowing an app?

First, reasonably choose the amount and duration of the loan. The loan amount needs to be determined according to your own economic situation, and you need to consider your own economic repayment ability to avoid excessive repayment amount and excessive pressure. Generally speaking, the loan term means that the interest will increase with the increase of loan time, so try to choose a loan with time and interest within your repayment ability according to your own situation.

Second, we should carefully check the contracts between brothers and sisters on the online lending platform to avoid rules that are inconsistent with our own reality or unacceptable to us.

Third, be rational when repaying. In the case of being able to repay each loan, it is best to use the remaining funds for other aspects of investment, so as to obtain the maximum income. Many people who have been cheated by online loans have not carefully read the relevant contracts and regulations, which makes them unable to have a good legal advantage when winning the case. If you are a college student, it is not recommended to use online loans, because you have little experience and can't tell the difference between true and false, and you are likely to be tempted by fake online loans, resulting in heavy debts. Article 26 of the Provisions of the Supreme People on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases promulgated by the State Council defines the interest rate ceiling and the rights of lenders in the lending relationship.

Which loan platform is more reliable and easy to pass?

Reliable loan platforms include Yin Bei Consumer E-Point Loan, Flower Borrowing, Jacquard, Flower Appreciation, Doudou Money, Money Flower, Ant Lending, Weizhong Bank Micro-Loan, JD.COM Gold Bar, etc. Reliable loan platform 1, Yin Bei consumer e-point loan: this product is launched by Yin Bei consumer finance platform, and it is a product for inquiring about credit information. The credit line range is 1, 000-50,000 yuan, and the loan term is 3- 12 months. Remember to pay back on time, otherwise your personal credit will be affected. 2. Borrowing flowers: loan products under Ctrip Finance, with a credit line of 500,000-200,000 and a loan term of 1- 12 months. The application conditions are: Chinese mainland residents aged 22-55, who can submit basic information such as ID cards when applying.

3. Withdrawal: Zhongyuan consumer finance loan product, with a credit line of 1 0,000-200,000 and a loan term of1-0/2 months. The application conditions are: 18-55 years old, with good credit information and no criminal record. If there is demand, recommend Xiaoman Finance under Baidu Finance. The company is licensed to operate formally in industrial and commercial registration and Chongqing, and cooperates with licensed financial institutions such as regular banks and consumer finance companies to provide services. The interest rate is open and transparent, and there are no hidden charges. The minimum daily interest rate is 0.02%, and the annualized interest rate is 7.2%. The maximum amount is 200,000, and it will be received in 3 minutes at the earliest. The actual profit rate is determined by the system according to the comprehensive situation of users, and the pricing is differentiated. In order to provide better services, the borrowing funds with money mainly come from licensed financial institutions such as regular banks, companies and consumer finance companies, such as China Agricultural Bank, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou, China Post Consumer Finance and Yin Bei Consumer Finance. 4, entitled flowers: unsecured credit loans, the fastest 10 minutes can be received. The credit line is between 30 million and 200,000, and the loan period is 6- 12 months. The application conditions require users to be 22-55 years old and have full capacity for civil conduct. Required information: ID card, mobile phone number and savings card binding.

That loan software is easy to pass.

Software is easy to pass:

1. loan: as long as there is an application entrance and quota, it is basically acceptable after applying for a loan;

2.360 IOUs: pure credit loan products, as long as personal credit is good, the application pass rate is relatively high;

3. Zhaolian Good Term Loan: a credit loan product of Ma Consumer Finance. You can apply for sesame with a score of 600 or more;

4. Spend enough: As long as the personal credit information is good, the credit loan products of Haier Consumer Finance can basically apply for a quota of several thousand yuan.

4. willful loans. Suning Finance has discretionary payments and discretionary loans, among which discretionary loans are pure credit, which can be directly applied online with a maximum amount of 50,000 yuan, which can well meet the personal consumption needs of borrowers who have lost money, such as shopping, tourism and education. Personal pledge annual interest online certification, good credit can be loaned, the system automatically approves loans, and you can get money on the same day, which is suitable for urgent needs.

So much for the introduction of the loan app.