First, overdue loans may have an impact on personal credit records. Banks or lending institutions usually record the credit status of borrowers and report overdue records to credit reporting agencies. If personal credit is damaged, it may have an adverse impact on future financial services such as loans and credit cards.

Secondly, overdue loans may cause borrowers to pay a certain amount of late fees or fines. Banks or lending institutions can calculate the late payment fee according to the overdue interest rate agreed in the contract, and require the borrower to pay it together when repaying the arrears.

In addition, overdue repayment may affect the borrower's loan amount and interest rate. When the borrower has an overdue record, the bank or lending institution can limit the subsequent loan, reduce the loan amount or raise the interest rate to reduce the risk.

In a word, although the mobile phone loans overdue can still lend money for three days, it will have a certain impact on personal credit, repayment cost and future loans. Therefore, it is recommended to repay on time as much as possible to avoid problems caused by overdue.

Extended data:

Loans overdue's influence on borrowers is a complex issue, and the specific handling methods and consequences will be different due to various factors. For the case of mobile phone in loans overdue for three days, the possible influencing factors include overdue amount, bank policy, credit history of the borrower, etc. In addition, although the policies of banks or lending institutions are slightly different, in general, overdue loans will have a certain degree of negative impact on personal credit. Therefore, in the process of borrowing, we should try our best to abide by the repayment agreement and avoid overdue repayment.

For overdue loans, banks or lending institutions usually remind borrowers to repay as soon as possible by sending dunning notices, telephone calls, door-to-door visits, etc. If the borrower still fails to repay the loan on time, the bank or lending institution can take legal measures, such as entrusting a lawyer to file a lawsuit and solve the problem of overdue repayment through the court. It is worth noting that the longer the overdue time, the more severe the collection methods and means will be.

When dealing with overdue loans, borrowers can communicate with banks or lending institutions to find out the specific repayment arrangements and extra expenses, and try to reach an agreement. If you can't pay off the loan, you can consider using professional legal advice or debt negotiation services to find a more suitable solution.

Summary:

Mobile phone loans overdue can still lend money for three days, but it will face problems such as personal credit damage, payment of late fees or fines, limited loan amount and interest rate. It is suggested to repay the loan on time as much as possible to avoid the negative impact caused by overdue.