Direct driving license, car purchase invoice, etc. It's all his. Buying a car by mortgage means that the borrower who applies for buying a car pays part of the down payment first, and the lender issues loans to the buyer in installments for the rest. Original ID card, household registration book or other valid proof of residence, and provide its copy. Proof of occupation and economic income. The car purchase agreement, contract or letter of intent signed with the dealer; Other documents required by the Cooperation Organization. After providing these procedures for buying a car by mortgage, you need to meet some other conditions before you can apply for buying a car. You have valid identification and full capacity for civil conduct. Can provide fixed and detailed address proof; Have the ability to stabilize the occupation and repay the principal and interest of the loan on time, have good personal social credit, hold the car purchase contract or agreement recognized by the lender and other conditions stipulated by the cooperative organization. In order to increase the sales of cars, the government and financial institutions jointly launched the business of buying cars with personal loans. At present, there are two main ways to buy a car with personal loans in the market financial industry, namely, buying a car with real estate mortgage (using real estate as collateral). Generally, a car can be mortgaged for up to 5 years with a down payment of more than 30%. The interest rate is mainly determined according to your loan type and your personal qualifications.