Does the mortgage call pay a return visit to both husband and wife?
Under normal circumstances, the bank's telephone call back is for the main lender, and whoever is the main lender of both husband and wife will receive a telephone call back from the bank. Only in very special circumstances will banks require sub-prime lenders to conduct inspections.
The reason for the callback process is that the bank needs to know whether the identity information submitted by the borrower is true, confirm whether it is my application, and further investigate the income, work situation and specific address of the borrower. The mortgage phone does not represent the first or final trial, because in many cases, the bank may make a return call.
After receiving the call, the main lender must pay attention to some problems. First of all, don't stumble in your answer. It is best to answer questions fluently and clearly, and ensure that the answers and submitted materials are correct. It doesn't matter if you accidentally answer a few questions wrong. After all, the phone call back to the mortgage is very messy. It is human nature to make a few mistakes occasionally, and the staff still understand.
Of course, this does not mean that all borrowers will receive a return call from the bank. General banks will choose customers who apply for mortgage loans in proportion to make random telephone calls. If there are special circumstances, the bank will also call the company's landline and even contact the borrower's family or friends.
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