1. Bank loans can enjoy lower interest rates and longer repayment periods, and are usually more advantageous than online loans. This means that you can manage your debt with lower interest rates and more flexible repayment plans.
2. Bank loans have higher legal protection and supervision standards, making your loan transactions safer and more reliable. Banks follow national laws and policies to ensure the transparency and fairness of loan contracts.
By establishing a good credit relationship with banks, you will have the opportunity to obtain more financial services and products, such as credit cards and investments. This will have a positive impact on your personal financial situation and future development.
4. Bank loans can provide higher loans, which are suitable for large consumption or other important needs. This can meet your need for more funds in some cases.
Summary: Compared with online lending, it is a more advantageous choice to choose to borrow 654.38+10,000 yuan from the bank and repay it in installments. It provides lower interest rate, longer repayment period and higher legal protection. In addition, establishing a credit relationship with banks will provide you with more opportunities for financial services and products. Remember, before applying for a loan, please make sure that you have enough repayment ability and plan your financial situation reasonably.