Users can also understand that, for example, the repayment amount in the first month is lower than the repayment amount calculated by the calculator, then the repayment amount in the last period will increase.
The repayment amount of provident fund loans is calculated by the system. Under normal circumstances, the system will not make mistakes, and users can repay according to the amount reminded by SMS or the amount displayed on the page.
Or users still have questions, you can directly call the customer service hotline of the mortgage bank, and the manual customer service will tell the user why the repayment amount of the last mortgage has increased.
The user's mortgage contract will stipulate the loan amount, loan interest rate and repayment period, but not the total loan interest, because the actual situation of each user is different, so the total loan interest will be different.
In particular, the difference in repayment date will directly affect the repayment amount of the last installment.
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Extended data:
Can I get a loan if the balance of the provident fund is less than 1 10,000?
The balance of provident fund is insufficient 1 0,000. If users meet the conditions of provident fund loans, they can apply for provident fund loans, but the loan amount will not be too high.
However, users do not meet the conditions for provident fund loans, and users cannot apply for provident fund loans regardless of the balance of their accounts in the provident fund.
Therefore, the balance in the provident fund account will only affect the loan amount and will not affect the loan review results.
As for the balance in the provident fund account, users can apply for a personal provident fund loan with the highest amount. When the loan amount is insufficient, users need to apply for a portfolio loan.