Borrowers and their families can collect phone recordings and screenshots of short messages when collecting harassment, find local public security organs and report to the police directly. According to the regulations, when collecting money, the payee can't use intimidation or bombing the address book to collect money. In particular, door-to-door collection is a serious violent collection. Violent collection, threatening personal safety and soft violence collection are all criminal cases.

Borrowers can also seek help in the following ways after encountering violent collection of online loans:

1, China Internet Finance Association:

Borrowers can pay attention to the official WeChat account of the Internet Finance Association on WeChat, click Contact Us above, and then click I want to report it.

2. Banking Regulatory Bureau:

The borrower can call the local banking regulatory bureau to make a complaint. The contact information of the banking regulatory bureau in each region is different, but it can be found online.

3. Collect complaints:

Borrowers can pay attention to the official account of WeChat WeChat official account and complain about online loans that infringe their rights and interests.

4. Business sector:

Borrowers can complain on the official website of the State Internet at 123 15. You can also follow the national 123 15 Internet platform on WeChat WeChat official account to report complaints.

5. 1232 1 Network Bad and Spam Reporting Acceptance Center:

Borrowers who are harassed by illegal short messages can complain and report to 1232 1 Network Bad and Spam Reporting Acceptance Center.

The criteria for filing harassment crimes are as follows:

1, writing threatening letters or threatening the personal safety of others in other ways;

2 publicly insulting others or fabricating facts to slander others;

3. Fabricate facts and falsely accuse others. There is no crime of harassment in criminal law. According to the Law of People's Republic of China (PRC) on Public Security Administration Punishment, if the harassment affects the normal life of others, the victim can report the case to the public security organ for investigation. Evidence can be witness, material evidence, various audio evidence, etc.

Legal basis:

Public security administration punishment law

Article 42

One of the following acts shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may be fined up to five hundred yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts and falsely accusing others in an attempt to subject others to criminal investigation or administrative punishment for public security;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, threatening or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.

Article 77

The public security organ shall promptly accept and register cases of reporting, accusing, reporting or violating the administration of public security, as well as cases of violating the administration of public security transferred by other administrative departments and judicial organs.

Article 78

After accepting reports, complaints, reports and surrenders, public security organs shall immediately investigate violations of public security management; If it is considered that it is not a violation of public security administration, it shall inform the informant, the complainant, the informant and the person who surrendered himself, and explain the reasons.