It's loose By August 12, 2023, borrowers need to apply for offline loans at the business outlets of lending institutions, and financial institutions such as banks will have staff to guide the loan operation and tell them how to fill in the loan information and what materials to prepare, so as to further improve the integrity and accuracy of the information and naturally improve the success rate of approval. Compared with online data review, offline review is more accurate, with high pass rate and easier.