Car mortgage is probably not feasible now. With the tightening of money supply, all walks of life will control risks in the future. There were not many banks that accepted car mortgages, but now it is estimated that there are none. You can find a guarantee company and pay a certain percentage of the loan guarantee fee after getting the loan! You can apply for the loan business of local rural credit cooperatives or local banks, but it is recommended to apply online, because the loan officers of local rural credit cooperatives or banks may be unprofessional, while some professional lending institutions are more professional, which can help you find the most suitable loan scheme, regardless of geographical restrictions, and some do not charge. They know which bank has this product, which bank has the highest loan amount, the lowest loan interest rate and the longest loan term. Will give you the most suitable loan scheme. Very suitable for ordinary individuals who are short of funds.
If you are interested, you can have a look: /quickloan/index.jsp? dashi=lisa_bd 1
Maybe it will help you! Anyway, you can't get a loan, and you don't charge! Good luck!
Second, can the company's car be mortgaged?
The company's car can be mortgaged, but the loan should be applied in the name of the company road. To use the company car as a mortgage loan, the following conditions need to be met:
1. The enterprise has independent legal personality and is a domestic-funded enterprise registered in the administrative department for industry and commerce;
2. The car is under the name of the enterprise;
3. Only the company legal person or shareholders have the right to handle the vehicle mortgage loan on behalf of the enterprise.
Third, can the company's car be mortgaged privately?
The car has a driver's license. When buying a car, there is a bus registration on the driving license, and when buying a car, there is a personal name on the driving license. If it is a mortgage, the bus needs a company business license and a corporate certificate. Only with these can you mortgage a loan, and if it is a private car, you need a personal ID card and driving license to mortgage a loan.
4. Can the company borrow money to buy a car? Yes
Enterprises and companies can borrow money to buy cars. The process of corporate loan to buy a car is very similar to that of personal loan to buy a car. The company will not give a loan to buy a car, mainly because it does not meet the standard of loan to buy a car. The conditions for a company to borrow money to buy a car are: it is an enterprise with legal personality, and it needs to be able to repay the loan. During the loan application period, it has a down payment for buying a car that is not lower than the bank's regulations and is deposited in the bank's financial department, and it provides an approved guarantee to the bank. The above is related to whether the company can borrow money to buy a car.
How long can I apply for a car loan after being rejected?
After the car loan is rejected, you can apply immediately, but the application result is likely to be rejected. Because the personal qualifications for continuing to apply for car loans have not changed, they will still be unqualified. Therefore, after the car loan is rejected, you can try to apply again after three months. Users can improve their personal credit, reduce their personal liabilities and meet the application criteria within three months, so the application is very likely to pass. Generally speaking, car loans are rejected mainly because of personal credit problems or excessive personal debts. If users want to apply for car loans, they must maintain good personal credit information and reduce personal debts, otherwise it will be difficult to apply for car loans.
Can I mortgage the car loan if I haven't paid it off?
You can't mortgage the car loan until you pay it off. Need to go to the vehicle management office for mortgage registration. If it has been mortgaged and the loan has not been paid off, it can no longer be mortgaged. The car loan has not been settled, so the ownership of the car is not owned by the owner, and the owner may not have the right to apply for a mortgage loan, and the bank will not accept such a mortgage loan. When a vehicle is used as collateral, the owner is required to own the vehicle. Secondly, vehicles need to meet the relevant requirements of banks. Vehicles are consumables and depreciate rapidly. Although the vehicle meets the standard of mortgage loan, banks will not accept it easily in order to control the loan risk. The bank will make a comprehensive evaluation of the borrower. This article mainly writes about whether the company can borrow money to buy a car, and the content is for reference only.