2. Look at the contact information with the borrower. If you are a liar, you will only contact the borrower through SMS, qq, WeChat and other communication tools, and only send information by fax or QQ. Most of these cases are liars. Usually, formal lending institutions will meet borrowers with drugs.
3. See if the lending institution is cross-regional. Except for some special loan businesses (such as Taobao Loan and Ali Credit). ), loans issued by formal lending institutions will not be issued across regions. If it is distributed across regions, it is mostly a liar.
4. Look at the level of loan fees. If the other party tells you that the loan procedure is simple, the loan issuance speed is fast, the conditions are simple and the cost is low, then forget it, most of them are liars. If you want to, there is no pie in the world, so don't be greedy for petty gain.
5, don't have the idea of coveting petty gains. Many people are cheated because they are greedy and cheap. If the loan cost is lower than that of the bank and the procedures are simple, there must be something fishy about it. If you take out a loan, your mentality is still very important. At the same time, borrowers should try to choose formal lending institutions to apply.
6. Inquire whether the microfinance company really exists. The first trick to borrow money to cheat people is to check whether microfinance companies really exist. If the micro-loan company defrauds the needy with various attractive conditions such as "just applying with ID card", please make a detour. Therefore, before turning to the microfinance company for help, we must first inquire whether this institution really exists through the industrial and commercial department.