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The interest rate of one-year loans varies from bank to bank. Take the central bank as an example, the one-year loan interest rate is 4.35%. Based on the loan 1 ten thousand yuan, the annual loan interest is: 1 ten thousand yuan 4.35%=435 yuan.

1. If it is within one year (including one year), the annual interest rate of the loan is 4.35% and the annual interest is 435 yuan.

2. The annual interest rate of loans from one year to five years (including five years) is 4.75%, and the annual interest is 475 yuan.

3. For more than five years, the annual interest rate of the loan is 4.90%, and the interest for one year is 490 yuan.

What is the bank loan interest rate in 2022?

_ Latest Loan Market Quotation (lpr) of China People's Bank in 2022:

Updated on September 20, 2022:

On September 20, 2022, the loan market quoted interest rate (LPR) was 65438+3.65% for 0 years and 4.3% for 5 years and above.

Note: The above LPR is valid until the next LPR release.

Updated on August 22, 2022:

On August 22, 2022, the loan market quoted interest rate (LPR) was 65438+3.65% for 0 years and 4.3% for 5 years and above.

Updated on July 20, 2022:

On July 20, 2022, the loan market quoted interest rate (LPR) was: 1 year, 3.7%, and over 5 years, 4.45%.

Updated on June 20, 2022:

On June 20, 2022, the loan market quoted interest rate (LPR) was 65438+3.7% for 0 years and 4.45% for 5 years and above.

Updated on May 20, 2022:

On May 20, 2022, the loan market quoted interest rate (LPR) was 65438+3.7% for 0 years and 4.45% for 5 years and above.

Updated on April 20, 2022:

On April 20, 2022, the loan market quoted interest rate (LPR) was: 1 year, 3.7%, and 5 years and above, 4.6%.

Updated on March 2, 20221:

On March 2, 2022, the loan market quoted interest rate (LPR) 1 day was 3.7% for a period of five years and above, and 4.6%.

Updated on February 2, 20221:

On February 2, 2022, the loan market quoted interest rate (LPR) 1 day was 3.7% for a period of five years or more, and 4.6% for a period of five years or more.

20221October 20th, updated 65438:

In 2022 1 October 20th, the loan market quoted interest rate (LPR) was:1year LPR was 3.7%, and the LPR over five years was 4.6%.

Ranking Table of Loan Interest of Major Banks in 2022

First, the four major domestic banks refer to China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank and China Bank. The interest rates of their commercial loans and provident fund loans in 2022 are the same, and the actual interest rates are as follows:

1. Short-term loans: 4.35% within six months (including six months) and 4.35% from six months to one year (including one year);

2. Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years;

3. Housing provident fund loans: 2.75% for less than five years (including five years) and 3.25% for more than five years.

Two. The deposit interest rates of the four major banks:

1, Bank of China: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

2. China Construction Bank: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

3. ICBC: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%;

4. Agricultural Bank: 1 annual interest rate 1.75%, 2-year interest rate 2.25%, 3-year interest rate 2.75%, 5-year interest rate 2.75%.

The above is the relevant content of the annual interest rates of the four major banks in 2022.

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