Students cannot apply for the Bank of Communications Huimin Loan. The borrower must be at least 18 years old and less than 65 years old. The borrower must be a customer of Bank of Communications. Generally, the borrower must be a customer of Bank of Communications who pays wages on behalf of Bank of Communications. He must have stable and legal income, a stable and good job, and no bad violations of laws and regulations. , personal credit report is good, Huimin Loan is a loan product launched by Bank of Communications. The application conditions for Huimin Loan include but are not limited to the above 4 points, and the requirements of different bank outlets will be slightly different.

Risks of Loans

The risk of not being able to repay the loan on time. After applying for a loan, the borrower may be unable to repay on time due to certain circumstances, which is a credit risk. When the loan cannot be repaid on time, the borrower's credit will be affected, overdue records will be recorded in the personal credit report, and there is a risk that the mortgage and pledge cannot be realized. The mortgage or pledge right cannot be exercised due to damage or loss of the pledge or collateral.