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What are the procedures for rural commercial bank loans?
1. The applicant must be a legal citizen of China with no criminal record.

2. The applicant should be 18-60 years old.

3. Have a stable residence in the place where you apply for a loan and be able to provide proof.

4. Have an account in a rural commercial bank.

5. Meet other loan requirements of rural commercial banks.

In addition to the above loan conditions, you also need to provide a real estate license as a mortgage loan. If you don't have a house as collateral, you can apply for a small credit loan. The applicant's credit standing is good.