What are the requirements for a personal mortgage housing loan from Ping An Bank?

1. Conditions for first-hand mortgage loans of Ping An Bank:

1. Aged 18 years or above (inclusive) and below 65 years old (inclusive), have full capacity for civil conduct, and be able to provide legal services All natural persons with valid identity documents can apply; overseas persons (including foreigners and persons from Hong Kong, Macao and Taiwan) must have worked and studied in my country for more than one year.

2. Stable income;

3. Income liabilities and credit records meet the requirements of Ping An Bank;

4. Full-value collateral.

2. The borrower submits the following information to the bank:

(1) Loan application approval form;

(2) Valid identity document and copy;

(3) Proof of residential address (household registration book or receipts for rent, water, electricity, gas, etc. in the past three months);

(4) Proof of occupation and income ( Original and copy of work certificate; salary passbook issued by the bank, etc.);

(5) Valid contact information and contact number;

(6) Personal settlement account opened at ICBC Voucher;

(7) Other information specified by the bank.

3. After the bank approves the application materials submitted by the borrower, the two parties sign a loan contract.