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Can Hanyuan not mortgage?
Of course. In order to meet customers' loans without collateral, banks have specially launched credit loans, which are unsecured loans that determine the loan amount according to the lender's annual income. Because it is a pure credit loan, the borrower's credit investigation must not have bad behavior, otherwise the loan is more difficult.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.