Current location - Loan Platform Complete Network - Bank loan - Some houses around Beijing have fallen into negative equity. Why is there a phenomenon that "it is better to give it away than to continue to repay the loan"?
Some houses around Beijing have fallen into negative equity. Why is there a phenomenon that "it is better to give it away than to continue to repay the loan"?
Recently, housing prices around Beijing have fallen into negative assets, which has aroused many people's concern and controversy. The sharp price reduction of houses is mainly caused by national policy regulation. The current housing market is very unstable, which makes many people lose confidence in real estate.

First, today's sex is very unstable. Because the real estate industry should have experienced a substantial explosive growth in 16, the market at that time was abnormal and morbid. Within a few months, house prices nearly doubled. Under the influence of that market, many people are afraid that house prices have been soaring, so they borrow money from relatives and friends or buy houses with credit cards. Now, in order to regulate the real estate industry, the state has formulated a policy to prevent the house from skyrocketing, and real estate speculation is not allowed. As a result, many property buyers have been hesitant to make up their minds to buy a house. In this way, the number of houses in the market will increase greatly, while the demand will be less and less, and the house price will become a downward trend in the case of oversupply.

Second, the national real estate control policy has been very clear. Because many people bought houses during the peak period of 16, house prices have fallen sharply now, and now the policy is clear, and house prices will continue to fall. So when buying a house during the peak period, almost all those customers put down the down payment. If the house can't be sold in time, they will always lose money, pay the mortgage to the bank every month, and pay a lot of interest, so now many people would rather not have a house than all of them.

Third, relevant information. The word "negative assets" has many meanings: 1 describes the property market, which usually means that the market price of the property is lower than the loan originally used to buy the property (building mortgage). This phenomenon usually occurs after the general decline in real estate prices.

If you agree with me, please give me a compliment or pay attention to me. Thank you very much. In addition, you think some houses around Beijing have fallen into negative equity. Why would you rather give it away for free than continue to repay the loan? You are welcome to express your valuable opinions in the comments section below.