Legal analysis: 1. If you are unable to repay, you will face the consequences of the court. I suggest you actively negotiate with creditors to postpone repayment. Creditors will also sue you and then apply for enforcement of your property. 2. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling. Whoever refuses to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or criminal detention. 3. In addition, there is no executable property in his name and he refuses to execute the effective judgment of the court, which makes his overdue payment and other negative information recorded in his personal credit report, and is restricted from high consumption and entry and exit, and may even be punished by judicial custody.

Legal basis: Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest loans, and the loan interest rate shall not violate the relevant provisions of the state.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.

Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 25 If the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except that the interest rate agreed by both parties exceeds four times the market quotation of one-year loan at the time of the establishment of the contract.

The "one-year loan market quotation" mentioned in the preceding paragraph refers to the one-year loan market quotation issued monthly by the National Interbank Funding Center authorized by the People's Bank of China from August 20th, 20th, 20th19th.