There are many commodities of personal credit loan: my provident fund mortgage, social security loan, policy loan, salary loan and other commodities. But personal credit loans are usually not easy to be high, so they can also be said to be small personal loans.
I think many friends who have applied for small loans from several banks together have had this personal experience. However, try not to exceed two financial institutions. Everyone should understand that this content in the personal credit report is the inquiry status of personal credit records. Every time you apply for multiple loans, financial institutions will inquire about the applicant's personal credit records. So in a short time, when your personal credit report shows information, it is searched too many times, and all of them are caused by handling loans, so the more you apply for multiple loans, the more confused you are.
On the other hand, if several banks apply for loans together, if all are successful, the applicants will get any assets, but they will also bear huge debts together. The huge loan repayment in January will make you have a lot of work pressure, which will easily lead to the loans overdue problem. First, loans overdue will lead to poor personal credit; Second, it will lead to late tax payment and increase like a stable profit.