If you need money urgently, you can borrow money through the following channels:

I. Bank loans

Many banks have launched online pure credit loan products, which can be applied directly through the mobile banking client. The whole process is online and the procedure is simple. It generally takes about 10 working days from the submission of the application to the issuance of loan funds (the specific arrival time will vary from bank to bank, depending on the actual situation).

Second, the online lending platform

Many online lending platforms have simple application thresholds and can operate loans by providing personal ID cards and bank cards. Apply on the same day, and the loan will be approved as soon as possible, even in a few minutes. You can apply on the following online lending platforms:

1, the degree is small and complete.

The original Baidu Finance was operated independently after being split and financed by Baidu Financial Services Group. The loan amount ranges from 500 to 200,000. The annualized interest rate starts at 7.2%, and the minimum interest of 10,000 yuan a day is two yuan. The loan term can be 3, 6, 12 months. Borrow it on the same day and pay it back the next day, with daily interest.

2. Ants borrow it

The credit consumer loan products launched by Ant Consumer Finance are designed for ordinary consumers. The threshold for application is sesame score above 600. According to sesame score, the loan amount ranges from 1000 to 300,000. The longest loan term is 12 months, and it is supported to be repaid as you borrow. The daily interest rate of the loan is between 1.5 and six ten thousandths.

3.JD.COM gold bars

The loan products of JD Finance mainly provide cash loan services for users with good credit. The maximum withdrawal amount can reach 200,000. You don't need a mortgage, you just need to bind a bank card to get a loan. Loan-as-you-borrow repayment is supported, and repayment can be made in advance or in different terms such as 1, 3, 6, 12. The minimum daily interest rate is 0.025% and the maximum annualized interest rate is not more than 36%. The monthly interest rate is 0.39%- 1. 13%/ month.

4360 IOUs

The personal and microfinance platform of 360 Digital Branch (formerly 360 Finance) provides consumer loans based on 360 big data. The maximum loan amount is 200,000. From one thousand loans 12 daily fee 17 cents, the annualized interest rate starts from 7.2%. It can be divided into 24 periods at the longest.

5. Comfortable flowers

Consumer finance immediately launched a revolving line of consumer loan products. According to the user's credit situation, provide loans ranging from 5 million to 200 thousand. The annualized interest rate of the loan is between 7.2% and 24%, and the average daily interest of a thousand loans is 0. 1 1 to 0.39. The loan term is 3, 6, 12, 24 and 36 installments.

6. Meituan borrows money

The unsecured loan service provided by Meituan Finance for Meituan merchants and consumers. Open applications for users aged 20-55 who have completed real-name registration on Meituan platform. The maximum loan amount is 300,000 yuan, and the annualized loan interest rate is 7.2%, which can be divided into 36 installments at the longest.

7. Stage music

Lexin's financial service platform provides personal consumption credit and scene staging. The maximum loan amount is 200,000 yuan, the expected annualized interest rate on the loan day is between 0.02% and 0.0483%, and the loan is within 1 10,000 yuan, and the longest interest-free period is 30 days. The longest loan period is 36 periods.

8. Weibo borrows money

Weibo's credit service products. The maximum loan amount is 200,000 yuan, the longest loan period is 12 months, and the daily loan interest rate is 0.04% (subject to the approval result).

9. Zhilian Good Loan

Credit loan products under Zhaolian Finance. The maximum loan amount is 200,000 yuan, the longest loan period is 36 months, and the daily interest rate is between 0.029% and 0.0495%.