1.

Basic conditions: 1. It must be established with the approval of the State Administration for Industry and Commerce, registered and hold a business license; 2, the implementation of independent economic accounting, independent operation, self financing. ...

2.

Conditions of enterprise mortgage loan: As the name implies, enterprise mortgage loan is to apply for a loan from a bank with a certain collateral as a guarantee. Its loan targets are generally well-run SME customers. ...

3.

Enterprise credit loans: enterprise credit loans refers to the loan granted on the basis of the borrower's credit, and the borrower does not need to provide guarantee. However, this loan method requires higher loan conditions for enterprises.

Second, what is a loan in the name of labor services?

The loan is in the name of labor service, which means that the loan is issued by the unit that goes to work. Conditions of the borrower: 1, 18 years old or above, in good health, holding the permanent residence of the Bank or the valid identity certificate of its patients, and having full capacity for civil conduct. 2. Companies with labor export training qualifications, qualified in training, and have labor skills; It needs to be recommended by operating companies with international labor export qualifications and service centers of overseas labor bases. 3, law-abiding, personal credit is good, and its patients have no bad records. Loan method: overseas labor service loan guarantee includes three ways: guarantee, mortgage and pledge. Foreign workers will not get unsecured loans. Loan amount: In principle, the loan amount for overseas labor services shall be controlled within 50,000 yuan (inclusive). Term of the loan: no more than the term of the business trip labor service contract. In principle, the longest period is not more than two years. After the expiration, no more exhibitions will be held. What's the difference between labor service and labor relations? 1, they happen on different bases. Labor relations are the relationship between employers and workers due to the combination of production factors. The basis of labor relations is the agreement between the two parties. 2. The applicable laws are different. Labor relations are mainly regulated by civil law, contract law and economic law, and labor relations are regulated by labor law and labor contract law. 3. Different academic qualifications. One party of the subject of labor relations must be a legal person or organization, that is, an employer, and the other party must be an individual worker. The subject of labor relations cannot be both a natural person and a legal person or organization. As the main body of labor relations, both parties can be legal persons, organizations and citizens at the same time, or citizens and legal persons and organizations. 4. The nature of the subject and its relationship are different. There are both economic relations as property relations and administrative subordinate relations as personal relations between the two subjects of labor relations. As mentioned above, these two relationships are rights and obligations, which exist between employers and workers. However, there are many reasons for the difference between labor service and labor relations and the different applicable laws. Although the state has introduced various policies to protect workers, there are still cases in which workers are exploited in some enterprises. Only when the employer strictly abides by the labor contract can this phenomenon be eliminated.

3. What happened when the bank called me for a loan?

You used to buy a house with a loan, and you can get a loan. The down payment should be above 60%!

Four, in the name of the company loans to private use, how to do accounting treatment?

If the person in charge of the unit personally decides to issue loans in the name of the unit and use the loans for the business activities of its shareholding enterprises, it shall be deemed as misappropriation of public funds for personal use. If it constitutes a crime, it shall be convicted and punished for embezzlement of public funds.

The object of this crime is mainly the ownership of public property, which also violates the national financial management system to some extent. The direct object of the crime of misappropriating public funds is the right to use public funds, and the actor also gains benefits from it.

And these four kinds of interrelated, powerful, beneficial and disposed violations must also be violations of ownership. The infringement of ownership does not mean the transfer of ownership. According to the provisions of the General Principles of Civil Law, the legal provisions shall prevail.

Broad and specific funds and materials, as well as non-state-owned units (financial institutions) and customer funds. It not only has the characteristics of public property, but also has the characteristics of public property to be used. Among them, public funds are funds owned by the public; State-owned funds refer to the funds owned by the state.

Special funds and materials refer to funds and materials specially used for disaster relief, emergency rescue, flood control, special care, poverty alleviation and relief. It can be owned by the state or organized by the working people collectively, or; The funds of non-state-owned units refer to the funds owned by non-state-owned companies, enterprises and other non-state-owned units; Customer funds refer to all funds of customers of financial institutions.