2.86% to 4.75%. According to official website, Rural Credit Cooperative Bank and Hebei Rural Credit Cooperative, the deposit interest rate is fixed deposit interest rate: lump sum deposit and withdrawal for three months, 3.08% for six months, 3.3% for one year, 3.75% for two years, 4.25% for three years and 4.75% for five years, and the loan interest rate is 4.35% for one year (including one year).