Different loan lines require different salary requirements. Let's take a look at the salary requirements of 100w mortgage.

The user applied for a mortgage of 6,543,800 yuan. If the loan term is 20 years, the annual interest rate of the loan is 4.9%, and the monthly payment of equal principal and interest is 6544.44, which requires the monthly income of the user to be at least twice that of the monthly payment, that is, about 654.38+0.3 thousand. Therefore, the user's loan term, loan interest rate and monthly payment will all affect the bank's requirements for the user's monthly income.

Moreover, the user's debt ratio is too high, for example, the monthly income and repayment amount are basically the same, and it is impossible to successfully apply for a mortgage.

The above is about the personal loan amount, I hope I can help you!