Generally speaking, banks will issue provident fund loans only after the borrower's application for provident fund loans is approved, and the upper and lower households successfully handle the transfer and successfully obtain a new real estate license issued by the trading center. Because there are many approval processes, the period from approval to lending of provident fund loans is generally between 1~3 months or even longer.

Insiders of Hangzhou Provident Fund Center said that it usually takes two months. Of course, the actual situation is relatively fast, and some cases have not been implemented for more than two months. The main reason is that the city provident fund has no money, so if you have to wait for a loan, you should apply for a commercial loan quickly.

There is no exact (fixed) time for this procedure.

For more information, please call the provident fund hotline:12329;

Or consult Hangzhou Housing Provident Fund Management Center.