1 The system is under maintenance.
After submitting the application for electronic loan in Jin Yan, the system will review the information of the applicant. However, if the system is under maintenance, the system cannot review the application information, so it will always show that it is under review.
2 status not updated
(1) system audits the whole process of electronic loan in Jin Yan. After the approval is completed, the system will update the approval status in real time. If there is a system delay, the approval status will not be updated on time, which will lead to the electronic loan in Jin Yan being audited all the time.
Generally speaking, the approval of electronic loans in Jin Yan will be completed on the day of application at the latest. If Jin Yan's e-loan application is still under review the next day, the applicant can call Jin Yan e-loan customer service and ask the customer service in Jin Yan e-loan for reasons.
1. How much can a Golden Yan E loan generally be approved?
(1) Jin Yan e-loan can provide borrowers with a loan amount of up to 300,000 yuan and a minimum of 3,000 yuan. As a personal consumption loan product, the borrower can use Jin Yan e-loan for car purchase, decoration, large-scale durable consumer goods purchase, tourism, education and other consumption scenarios.
(2) According to the actual feedback of most users, the e-loan amount that ordinary users can apply for in Jin Yan is generally between 1 10,000-50,000 yuan. If you have good personal qualifications, you can apply for a sufficient amount of 500-65438+ 10,000 yuan.
⑶ Jin Yan E-loan application conditions: age 18 to 65 years old, with full capacity for civil conduct; The applicant has a good credit record and no bad credit record such as overdue; Personal mobile banking or personal online banking has been opened; It belongs to mortgage customers, high-quality customers, employees of administrative institutions who collect and pay wages, and high-quality customers who cooperate with other banks.
2. When will Jin Yan E-loan resume after settlement?
Jin Yan e-loan supports users to recycle, but the service life is 1 year. Within 1 year, the borrower can apply for the loan of Jin Yan e loan at will, and support the repayment with the loan. After 1 year, the borrower needs to reapply for the loan line of Jin Yan Easy Loan. If he passes the evaluation of Jin Yan Easy Loan, he can continue to obtain the loan line of Jin Yan Easy Loan.