Please pay attention to the official account of "Bank of China Micro-Banking" WeChat, select the function of "Microfinance-Function Hall-Financial Tools and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the page prompts for inquiry.
The above contents are for your reference. Please refer to the actual business regulations.
The mortgage of 280,000 yuan was paid back by 15, and the interest paid back in that year was the lowest.
19. Equal principal and interest: the total monthly repayment amount is fixed, in which the principal part increases month by month and the interest part decreases month by month. Calculation formula of equal principal and interest: monthly repayment amount = monthly interest rate of principal (1 monthly interest rate), loan months /( 1 monthly interest rate), repayment months-1 monthly interest rate = annualized interest rate/12.
65,438+0,280,000 yuan is divided into 65,438+05 years. If calculated according to the annual loan interest rate of LPR 4.60%, the total interest is * *108, 137.42 yuan, the total repayment is 388 137.42 yuan, and the monthly payment is 2654.42 yuan.
22,800 yuan 15 years. If the annual interest rate of the loan is 4.9%, the total interest is * *15939.49 yuan, the total repayment is 395939.49 yuan, and the monthly payment is 2 199.66 yuan.
In 2022, the mortgage will be 280,000 yuan, with an annual interest rate of 3.9%, 15 years. How much is the monthly mortgage?
If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China Merchants Bank Home Page: Central Financial Instrument-Personal Loan Calculator.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.