According to the remortgage method, there will be the following fees:

1. Agency fee of the intermediary company:

①Individual entrustment: 1% for the seller and 1.5% for the buyer %

②Hand in hand: Contract amount/handling fee charged is less than 200,000 yuan/0.6%, minimum 800 yuan. 200,000 yuan to 400,000 yuan/0.5%, minimum 1,200 yuan. Above 400,000 yuan/0.4%, minimum 2,000 yuan, maximum 5,000 yuan.

2. Transfer fee: project/buyer/seller deed/transaction price × 1.5% transaction fee/3 yuan/square meter transfer registration fee/80 yuan/household real estate transaction fee/(transaction price or guidance Price - Appraisal price) × Area × 0.9%

Real estate transaction fee: Note: If the house being traded does not have a land certificate, land income fees need to be paid

3. Appraisal fee: Appraisal price × 2%

4. Notary fee: 350 yuan

5. Insurance fee: loan amount × loan term × insurance rate

6. Mortgage registration fee: 55 yuan

"Remortgage" means that the borrower sells the house as collateral, and with the approval of the lending bank, the buyer of the house continues to repay the seller's undue loan. To put it simply, a house that is still under mortgage is sold again, and the buyer of the house continues to repay the seller's mortgage payment. In the second-hand housing market, there are two situations: peer remortgage and inter-bank remortgage. Since buyers have different credit standing, loan willingness, monthly payment ability, and house purchase financing arrangements, when remortgaging, buyers can apply for different loan terms, loan amounts, and repayment methods according to their own needs. In practice, remortgages use the method of repaying the loan in advance for the seller, so the buyer's loan can be inconsistent with the seller's outstanding loan.

Remortgage means that a borrower who has applied for a personal housing mortgage loan with a bank needs to transfer the property to another person before the loan is repaid, and applies to the bank to transfer the property to the transferee and transfer the property to the transferee. The transferee continues to repay the loan or reapplies for a mortgage loan.

The service targets of the remortgage business are:

1) Home buyers who need to purchase a property that is in the mortgage period or during the mortgage period;

2) Need to sell the property Home sellers during the mortgage period or during the mortgage period;

3) Home buyers who have paid part of the house payment, but lack the ability to continue to pay the remaining house payment;

4) Each Intermediary companies, property companies and developers.