Hello, if you need to apply for a second-hand real estate loan, you usually apply for a loan from our bank before going through the formalities of property transfer. You can provide your specific information and purchased property by contacting the local counter personal loan department, and the counter personal loan department will review your comprehensive situation to determine whether you can handle it.

The maximum loan/credit line shall not exceed 70% of the mortgaged value of the purchased property, and shall comply with the relevant regulations of the regulatory authorities and banks. If the policies of the regulatory authorities are adjusted, it shall be implemented according to the relevant regulations of the Bank and the regulatory authorities. The mortgage value shall be determined according to the principle that the present value of the mortgaged property is lower than the transaction price. For specific information about the corresponding amount of the loan, you can also confirm it in detail through the counter personal loan department when applying through the counter personal loan department.

The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets. If you want to know the benchmark interest rate information, please open the following website (/CmbWebPubInfo/CDRate.aspx? Chnl=cdrate) Take a look.

(If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support! )