1. Frequency of signing loan contracts: In order to standardize loan management and avoid unnecessary legal disputes, the Development Bank stipulates that student loan contracts should be signed once a year. When signing a loan contract for the first time, the borrower and co-borrower must be present at the same time.

2. When signing the loan renewal contract, either the borrower or the co-borrower can handle it with the power of attorney.

3. co-borrower: In principle, the co-borrowers are the parents or legal guardians of the borrowing students, and their household registration must be the same as that of the borrowing students.

When co-borrower is not his parents, he must be between 25 and 60 years old. If co-borrower is over 60, please replace co-borrower.

5. Materials required for the initial application of student-origin student loan: sealed application form, personal and co-borrower ID cards, college admission notice (students holding student ID cards) and copies of the above materials; I and co-borrower's household registration book only need to be produced, without a copy; Other materials that need to be provided by the funding center.