Causing serious overdue will face: First, bear high overdue fees. For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue. Second, undertake the fancy collection of the platform. The collection is generally divided into three stages: the first stage, just a few days after the overdue, the platform customer service MM will gently remind you that it is overdue, please repay it on time; In the second stage, if it is overdue for a long time, the platform customer service will seriously warn that the threat of overdue will face serious consequences; In the third stage, it was overdue for a long time, and the platform stopped trying to convince the other party and began to take practical actions. There are many practical actions, such as: the platform pushes your arrears information to your relatives and friends, which makes you lose face in the circle of friends; The platform arranges special collection personnel for door-to-door collection and face-to-face communication.

Second, what are the consequences of CreditEase's loan?

Let me talk about the consequences, not scare you. First, call your company and the people in your phone records to say that you haven't repaid the loan. The collection staff will send a permanent blacklist on the Internet in your company or near your home, and will call you when there are many overdue penalty interests, and then implement it.

Third, what will happen to CreditEase's loan?

Telephone collection, someone will find your unit and relatives and friends to understand your situation, and then someone will collect it, and eventually there will be justice.

4. Will CreditEase be overdue? What should I do if I really don't get it

First of all, answer directly.

It is believed that overdue loans will not be caught.

Second, the specific analysis

If the amount of CreditEase loans overdue is relatively large and overdue for more than 90 days, CreditEase Platform may borrow money from the borrower.

Once the platform brings the borrower to court, it can apply for enforcement and seal up the property, automobile products and bank accounts under the borrower's name to repay overdue debts.

If the borrower has no executable property under his name and refuses to perform the effective judgment, he will be included in the list of untrustworthy people.

Being included in the list of untrustworthy people will limit users' high consumption, affect users' normal travel and work, and affect their children's education, school choice, civil service examination, military service, etc.

In addition, even if the platform does not borrow money, CreditEase loans overdue will bring many impacts to borrowers, including high penalty interest, which will increase the repayment pressure of borrowers.

Various collections on the platform affect daily life.

As well as affecting personal credit information and hindering the handling of credit business in the future.

So be sure to repay on time.

If this kind of non-compliant online loan is overdue, it will not affect your personal credit status, but the online loan record will remain in the online loan big data. Search: Winnie Hsin, check your online loan history, overdue details of online loans, debt situation, untrustworthy information, and online loan blacklist.

Third, how to resume credit reporting after the deadline?

If it is overdue, if it is not my fault, the user can ask the lending institution to appeal to the credit center, and the overdue record will be deleted by the credit center after the appeal is successful.

If it is overdue due to the user's own reasons, the user must pay off the overdue arrears, so that the overdue records will be retained in the credit information for 5 years from the date of payment, and will be automatically deleted by the credit information system after 5 years.

Both methods can delete overdue records. Please choose the way to restore credit information according to the actual situation.