Shenzhen provident fund loan requirements:

1. The applicant and the applicant who calculated the loanable amount have continuously paid the provident fund in full and on time in this city or other places in the first six months of the month of application, and they are in a normal state of payment at the time of application;

2. There is no provident fund loan in this city or the provident fund loan has been paid off; Good credit status;

3. The down payment for house purchase has been paid as required;

4. Provide guarantee.

Legal objectivity:

Provisions of Shenzhen Municipality on the Administration of Housing Provident Fund Loans

Article 9

(1) The applicant and the applicant who calculated the loanable amount have continuously paid the provident fund in full and on time in this city or other places in the first six months of the month of application, and they are in a normal payment state at the time of application. The deposit time of provident fund in this city and other places can be calculated together;

(two) the applicant and the applicant's family have no provident fund loans in this city or have paid off the provident fund loans;

(three) the applicant and the respondent have the ability to repay the principal and interest of the loan, and their credit status is good, and they have no credit record as stipulated in Article 12 of these Provisions;

(4) The applicant has paid the down payment for the house purchase as required;

(five) the applicant agrees to provide a guarantee that meets the requirements of these Provisions;

(six) the loan application meets the requirements of the national, provincial and municipal real estate market management policies.