In terms of subsidizing the purchase of new commercial housing, families with college education or above in salt, lai and salt or having two children after 20 16 1 will be given a one-time housing subsidy that has paid 50% of the deed tax, with a maximum of 30,000 yuan. Families giving birth to three or more children after May 3 1 (in line with the current birth policy) will be given a one-time housing subsidy of 100% of the deed tax paid, with a maximum of 60,000 yuan.
Yancheng encourages the purchase of new houses to improve living conditions, and gives subsidies to settle down and buy houses. If the deed tax paid after the sale of the original house is lower than that paid for the new house, subsidies shall be given according to the amount of deed tax paid for the sale of the original house. If the deed tax paid after the sale of the original house is higher than the deed tax paid by the new house, the subsidy shall be made according to the deed tax paid by the new house. The maximum subsidy does not exceed 30,000 yuan. The sale period of the original house is from the date when the certificate is issued to 65438+February 3, 20231.
If you work and start a business in cities and towns and pay social security 1 month or more, you will be given a housing subsidy of 65438+ 0.5% of the total contract price, with a maximum of 30,000 yuan.
Yancheng supports the development of products that meet the just-needed and improved needs. Development enterprises can apply for optimization and adjustment of planning and construction plans according to market demand, and implement them after being approved according to law. Planning adjustment shall not change the nature and use of land, and the planning technical indicators such as plot ratio, green rate and building density must meet the transfer conditions agreed in the transfer contract. The adjustment of the scheme must obtain the consent of the relevant obligee.
Yancheng has made it clear that the payment period of new land transfer fees can be appropriately extended, and 50% of the total price can be paid within one month, and the balance can be paid within 12 months after the contract is signed, and it is stipulated in the contract.
In helping development enterprises to solve problems, if the construction of real estate development projects is delayed due to the COVID-19 epidemic, the construction period should be reasonably extended and the delayed delivery time should be determined according to the actual situation. For real estate development projects affected by the epidemic, the supporting fee for urban infrastructure can be extended for up to 6 months. Guide financial institutions to support the reasonable demand of development loans and M&A loans of real estate enterprises, and effectively alleviate the pressure of capital chain operation in the real estate market. We will implement differentiated housing credit policies and strive to reduce the interest rate and down payment ratio of home purchase loans.
In addition, the New Deal optimizes the supervision of pre-sale funds of commercial housing and supports the gradual liberalization of mortgage of construction land use rights.
Yancheng said that the node conditions for the first use of key supervision funds for the pre-sale of commercial housing relaxed the image progress requirements, and it only took one month to meet the pre-sale permit to apply for use. Real estate development enterprises with Grade A credit evaluation can enjoy preferential policies in terms of pre-sale progress conditions and supervision and use of pre-sale funds.
With the approval of financial institutions, if the right to use the construction land has been mortgaged, support real estate development enterprises to rationally quantify the right to use the construction land, handle the mortgage change registration or replace it with the mortgage of the house under construction, and remove the share of the right to use the construction land corresponding to the commercial house to be pre-registered from the scope of mortgage; If the house under construction has been mortgaged, enterprises will be supported to cancel the mortgage in batches and in sets, which will facilitate advance notice of registration and timely payment, and ease the financial pressure.
The implementation time of the policy is from the date of document issuance to 65438+February 3, 20221. The scope of application is the urban high-speed enclosure and the areas under the jurisdiction of Yancheng Environmental Protection Science and Technology City and Yancheng High-tech Industrial Development Zone. Applicable products are newly-built commercial housing, excluding affordable housing, peasant apartments, demolition and resettlement houses, etc.