1. If the mortgage has not been settled when buying and selling the house in Bengbu, then the buyer and the seller can go through the re-mortgage formalities when buying and selling the second-hand house. Mortgage re-mortgage refers to the owner's intention to sell or transfer the house to a third person in order to apply for changes in the loan.

2. When buying and selling a house in Bengbu, the buyer can pay the house price in advance. This model is suitable for homeowners with low loan amount or most of the loans have been paid off, leaving only a small amount of loans.