Postal savings bank 2002 1 1 133 deposit certificate interest rate is about 3.9%. The three-year deposit is 526 1, and the income is 4 102, 200,000× 3.9 %× 3 = 23,400 yuan. As a 1653 bank, the interest rate of large deposit certificates will not be too high, and the 200,000 quota can basically rise by 50%. Three years, the floating interest rate is 4. 125%. Therefore, if you have funds at home, it is recommended to choose a large deposit certificate. The deposit at home is only over 10 thousand, not 100 thousand Then you can consider bank wealth management products. Threshold 1 1,000 yuan, with an annual yield of about 4%. Data: Notes on bank certificates of deposit: Examining and determining the actual deposit amount of bank deposits: By examining whether enterprises open and manage accounts in accordance with bank regulations and organize accounting in accordance with accounting regulations, errors and errors are revealed, and the balance and its rationality are reflected. Review the authenticity, correctness and legality of bank deposit income and expenditure items: by checking accounts, accounts and certificates, check the contents of reconciliation items, reveal various drawbacks, maintain financial discipline and protect property safety. Check whether the bank deposit business strictly abides by the settlement discipline, analyze the change law of bank deposits, and urge enterprises to use funds reasonably. China Postal Savings Bank inherited the postal finance business and its assets and liabilities operated by the former State Post Bureau and China Post Group Corporation, because such interest usually depends on the time and amount of deposit. Generally speaking, when people save money, the interest rate usually exceeds 2%. If the interest rate exceeds 3%, the interest rate is good. For those areas where funds are scarce, the interest rate given by the Postal Savings Bank will be higher. For example, in some remote areas in the central and western regions, the interest rate given by the Postal Savings Bank may reach more than 4.2% in three years, which means that the annual interest of 654.38+10,000 yuan for three years is 4,200 yuan. After adjustment, the deposit interest rate of employee housing provident fund account is uniformly implemented according to the one-year time deposit benchmark interest rate, which is currently 1.50%. If you find a way to save money, you can still get as much interest as possible. For example, for a one-year deposit of 200,000 yuan, the interest may be around 4,000 yuan, but if optimized, the interest may reach tens of thousands.