1. If the situation of studying in loans overdue is relatively light and the arrears have been paid off, it will generally not affect the civil service examination.
2. If the situation of aiding students in loans overdue is serious and the overdue entry is relatively large, then a single bank will sue the lender and put the lender on the list of untrustworthy personnel, so this situation will affect the civil service examination.
3. If the lender has a large number of overdue loans and credit cards in addition to assisting students in loans overdue, it will also affect the civil service examination.
How to Remedy the Student-aided loans overdue?
After studying in loans overdue, you must first pay off the arrears and default interest. The 20th of each month is the repayment date of student loans overdue. The borrower can repay the principal and interest of the loan to Alipay account in advance, so as to avoid the repayment of student loans overdue again.
If the lender is not maliciously overdue, he can explain his situation to the bank and issue a certificate. After the lender pays off the loan, it is enough to maintain a good credit record.