Will not be sued, but will receive credit information at the meeting; If there is a problem with the credit, it will be very troublesome in the future, and it will be paid off as soon as possible;

Good installment overdue is the credit information at the meeting, and the time of good installment overdue is related to the past credit information. Generally, malicious overdue will be uploaded to the central bank for credit information. The consequences of overdue are very serious, which are manifested in the following aspects:

1. Charge overdue interest. Penalty interest will be charged after the installment payment is overdue, and a long overdue period will increase the repayment pressure.

2. Multi-channel collection. Will be collected by SMS, telephone, contact emergency contact, etc.

3. Affect credit reporting. Once in loans overdue, the record will be kept for five years after the debt is paid off, which will affect the borrower's other credit business during this period.

Extended data:

When a user initiates a loan, there will be a bill date and a repayment date, where the bill date is the time when the bill needs to be repaid every month, and the repayment date is the last repayment period of the bill every month. These two dates cannot be modified temporarily, and are automatically generated by the system.

If the borrower fails to repay in time before the final repayment date, the good installment platform will not only charge a certain overdue penalty interest and management fee, but also report the overdue information to the credit information system. Of course, if the overdue amount is large and takes a long time, the platform may take some collection measures, such as sending a collection message or making a collection call. , and the collection is unsuccessful, you can handle the appeal.

However, from the introduction of good staging, we know that the platform will not contact the borrower for transfer or repayment through QQ, WeChat official account, etc. Information about interest rectification and refund should not be easily explained in detail. If you have any questions, please consult the official customer service and pay attention to the official WeChat account of "Good Staging Service Number".

As for the situation that the loan user really can't repay due to special circumstances, you can try to contact the platform lending institution to see if you can extend the repayment period or reduce the overdue cost. However, if negotiation fails, in order to create a bad credit record, they can also try to borrow money from friends to advance.