There are three ways to check whether the car has been mortgaged: to the insurance department of the vehicle management office and the traffic police department. Here's a detailed introduction to checking whether the car has been mortgaged: 1. Check with the vehicle management office: you have a motor vehicle registration certificate when you buy a car. You can check whether there is a mortgage by looking at the status on the motor vehicle registration certificate. The vehicle management department must be the vehicle owner. If it is a used car, you must ask the owner, otherwise the vehicle management department will not check it. 2. Check with the insurance company: the status of the car is different, and the beneficiaries of auto insurance are different. If it is a mortgage loan, the beneficiary is the bank. 3. Inquire in the traffic police department: You can ask acquaintances to go to the traffic police department to inquire about the status of the purchased vehicles through the network. If "Mortgaged" is displayed, the vehicle is mortgaged; If "Normal" is displayed, it is not a mortgaged vehicle.