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The company builds a house, and the property rights are owned by individuals. Can the real estate certificate be transferred?

Yes, if you have 100% property rights, you can buy and sell it freely.

House transaction process:

1. After the buyer and seller reach an agreement on the transfer matters, the house transaction price is determined;

2. Go to the house registration and certification hall. To sign online, provide the original identity certificates of the buyer and seller and the house ownership certificate;

3. Pay taxes and fees: The composition of taxes and fees is relatively complex and depends on the nature of the house being traded. For example: area, location of the house, etc.;

4. Go through the procedures for transferring property rights. After the buyer and seller complete the house ownership transfer registration in the house registration and certification hall, the buyer will go to the house registration and certification hall again to collect the house ownership certificate 10 working days later with the notice of receipt of the house ownership certificate;

5. For the loan For the buyer, after signing the house sales contract with the seller, both the buyer and seller will go to the lending bank to handle the loan procedures. The bank will review the buyer's credit and evaluate the house that both parties want to trade to determine the buyer's loan amount. Then the buyer's loan is approved, and after both parties complete the property rights registration change, the bank will issue the loan in one go;

6. After the seller delivers the house and settles all property fees, the house purchase and sale transaction between both parties is completed.