If it is a bank loan, it can be deducted automatically. If it is automatically deducted by other third parties, it will be restricted. The bank's suspension of counter transactions means that we can't handle business through online banking, mobile banking, self-service banking and ATM machines. And we can only handle transactions at the counter of bank outlets.

Under normal circumstances, the suspension of bank card counter transactions may be caused by expired ID card information reserved by the bank, card damage or long-term unused bank cards, and it is necessary to go to the bank counter to handle the lifting of restrictions. In addition, there may be a risk of theft. I suggest you call the bank's customer service hotline for consultation. If you tell the transaction risk, you'd better be vigilant to ensure the safety of the account funds.

Reason:

1 No transaction within 6 months after opening an account: according to the regulations of the central bank, the bank will suspend the counter business of an account with no transaction record within 6 months from the date of opening an account, the payment institution will suspend all business of the account, and the bank will implement classified management of individual accounts. In this case, you can lift the restriction at the counter with your ID card.

However, this is calculated from the second day after opening the account. If it has not been used for 6 months after use, it will generally not be affected.

2. Incomplete or expired identity information: The basic information reserved by the bank mainly includes name, address and identity information. If the information is incomplete, does not match the real identity or the certificate is expired, it is likely to be restricted by the bank. We can bring relevant documents to the bank to fill in the information. If the ID card has expired, we need to reissue it.

3. Account involved in the case: If it is identified as a money laundering or financial fraud account by the public security organ, it cannot be dissolved in the bank. We need to consult the relevant judicial authorities to understand the problems existing in our bank accounts.

However, in view of this situation, there will be many telecom frauds, and they will claim that our account involves illegal operations such as money laundering, so we must be vigilant! Be sure to call the official customer service phone of the bank or consult in person.

Generally speaking, if your bank account is suspended from OTC trading, you can't trade and don't have to worry too much. As long as we take our ID card and bank card to the bank for acceptance, if there is no problem, we will cancel it immediately.