If you buy PICC Life Insurance Huakai Fugui Annuity Insurance, three years is the payment period, which means you have to pay 10,000 per year and pay all the premiums within three years; the insurance period is ten years, which is the validity period of the contract. It is 10 years, and the insured can enjoy the protection content agreed in the contract during this period.

Let’s learn about PICC Life Insurance’s Huakai Wealth Annuity Insurance! If there are friends who don’t know what annuity insurance is, you might as well read this article: Is annuity insurance good? Is there anything I need to pay attention to? What are some good products?

Let’s take a look at the protection chart of this product first and have a brief understanding:

1. Insurance rules

The PICC Life Insurance Huakai Wealth Annuity Insurance The insurance age range is wide, from babies as young as 28 days old to seniors as old as 75 years old, all have the opportunity to successfully apply for insurance. The protection period can be 10/15/20 years, and the payment period can be single payment or 3/5 years. If you don’t know how to choose the payment period, you can click on this article: How to choose the payment period so as not to lose money?

In addition, this product has 7 disclaimers and a 15-day hesitation period.

2. Protection content

The insurance liability of PICC Life Huakai Fugui Annuity Insurance covers annuity and death insurance benefits.

In terms of annuity, from the effective date of the fifth policy year to the expiration of the insurance period, every time the insured lives for one policy year, if the conditions are met, the insurance company will pay the basic insured amount.

In terms of death insurance benefit, if the insured unfortunately dies during the coverage period, if the conditions are met, the insurance company will pay the greater of the premium paid (minus the annuity paid) and the cash value. Make compensation.

3. Policy benefits

In addition to the protection mentioned above, PICC Life Huakai Fugui Annuity Insurance also supports policy loans, which is a very useful benefit.

If the policyholder is suddenly short of funds, those who meet the conditions can apply to use this policy interest and obtain a loan (but this loan has a time limit, and the loan and interest must be repaid after maturity). To meet urgent needs.

To sum up, PICC Life Insurance Huakai Fugui Annuity Insurance has a higher upper age limit for insurance, flexible protection period and payment period. In addition to paying annuity, it can also provide death protection for the insured. Assure. In addition, the senior sister also compiled a list of cost-effective annuity insurance for everyone’s comparison and reference: Top Ten Annuity Insurance Ranking ▏Want to buy high-yield annuity insurance? Don’t miss these 10 styles!

Hope to adopt it

The whole network has the same account: Xueba talks about insurance, welcome to search!