The loan approval shown on the credit report means that the user has applied for a loan at a bank or other financial institution.

One means that when a user applies for a bank loan, the bank will check the user's personal credit report. The other means that the user has applied for a loan on other lending platforms that need to check the credit report record, and the institution will also check the user's credit report. The user's credit record will be checked during the review. Therefore, these loan approval records will be reported to the central bank's personal credit system and recorded.