Quite strict. It depends on whether your hardware is too hard. Generally speaking, Alec Finance will require that your credit report is not overdue, the running water is not good enough, and you need to punch in. The amount of this running water is directly related to the amount of your loan. Your company needs to give you an income certificate, find out your debt, and fill in the phone numbers of several family members to verify the authenticity of your phone number.

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1. Yaliancai is a small loan company, which belongs to Shenzhen Yaliancai Microfinance Co., Ltd. Yaliancai Finance was established in 2007 and invested by Hong Kong Asia United Finance Co., Ltd. ..

At present, the main products launched by Yaliancai are car owner loan, commercial loan, enterprise loan, building loan, salary loan, car loan, mortgage loan and other loan products, which are mainly aimed at different borrowers.

The main loan types of Yaliancai are divided into three categories: credit loan, mortgage loan and platform merchant loan. Different loans have different loan amounts and interest rates, and borrowers can apply for loans that suit them according to their own needs.

Second, regular small loan companies are only allowed to do business locally, and they should handle it in person. Do not charge pre-loan fees or withhold interest, and never use the bank account under the name of an individual (so-called legal person, manager or financial controller) to charge fees. For example, small loan companies in Beijing are only allowed to issue loans within the districts and counties where they are registered. The business beyond the geographical scope and the business based on the network platform are scams, which should be companies that cheat or defraud in the name of regular companies.

Remind everyone:

1, if it is handled in a different place, online or by telephone fax, it must be fraud.

2. Anyone who publishes information in the name of the company, signs a contract, uses a personal bank account (so-called legal person, manager, financial controller) as a collection and charging account, or pays fees online must be fraud.

3, verify the financial strength (repayment ability) and other reasons to ask for money on your card must be fraud.

Three. Conditions for handling loans:

1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank.