Yin Bao Finance is a bank-based online lending platform, and the daily loan interest rate can be as low as 0.0 14%. However, Yin Bao Finance can only be used to repay credit card bills, not to withdraw cash.

2. Cai Xi Loan Supermarket

Cai Xi Loan Supermarket is a comprehensive online loan platform, with various loan modes such as credit loan and mortgage loan. For friends with good comprehensive credit, the loan interest will be close to the bank loan interest.

3. Enjoy your work.

Prianghua is an online lending platform for instant finance. The loan interest rate is low, with the lowest daily interest rate of 0.02%. Enjoy work, everyone has their own social security, which can increase the credit of the provident fund.

4360 IOUs

Qihoo 360' s loan is Qihoo 360' s peer-to-peer lending platform, and its daily interest rate can be as low as 0.027%, ranking fourth among low-interest peer-to-peer lending platforms. New users of Qihoo 360 Baitiao can also enjoy interest-free service.

5. Microfinance

Wechat is Tencent's peer-to-peer lending platform, ranking eighth among low-interest peer-to-peer lending platforms. The interest on this loan is as low as 6,543,800 yuan per day in 4 yuan.